The Digital Business Lending Center

Grow your business portfolio with an award-winning, innovative online lending platform.
With the Digital Business Lending Center, financial institutions can cost-effectively and efficiently originate small business loans online.
Reduce the application time for borrowers and employees.
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Applications can be completed in under 10 minutes and we’ll provide quick Credit Authorization Memos automatically for each application
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Borrowers can easily drag and drop their financial documents which are then organized and stored for access at anytime
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Built-in tools to complete cash flow analysis and stress tests for real estate requests
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Customized to your financial institution.
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Import custom screening criteria and automatically screen out loans that do not meet the minimum criteria
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Pair your DBLC with Lucro’s underwriting, document prep, and real estate services if you don’t already have an in-house team
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Branded to your financial institution including logo and specific product offerings
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Start accepting applications in a few days.
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No software installs. Get a unique application URL to add to your website
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Quick set-up in as little as one business day
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Integrations are available for third parties including Equifax, LexisNexis, and Plaid
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How it Works

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Step 1
Borrowers complete an eligibility questionnaire to determine which loans each borrower is eligible to apply for.
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Step 2
Borrowers complete your financial institution’s standard credit application and submit their financial documents with the ease of a digital experience.
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Step 3
The DBLC screens for qualified applications so your team can focus on applications that meet pre-set criteria and are likely to be approved.
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Step 4
A loan decision is made. Your team can take it from here and underwrite it internally or pass the loan to Lucro’s Credit Support Team.
Watch Our Video Tutorials
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Get in touch

To learn more, contact our VP of Digital Experience, Heather Bosenko: or 850-701-4073 or complete the interest form below:
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