Who We Are

Whether you’re seeking assistance in a specific service or looking for a turnkey program, we’ll customize a solution that fits your needs.
Since 2003 we have grown to serve partner credit unions and community lenders across the country ranging in size from $20 million to more than $10 billion in assets with their business lending needs.

Lucro is wholly owned by Corporate One Federal Credit Union. We provide services to natural person credit unions and community banks. We are structured as a limited liability company pursuant to the laws of the state of Florida.

See how our partners are thriving.

Loans Underwritten
$17 billion+
Amount Underwritten
Loan Documents Prepped

Frequently Asked Questions

How can you help us originate commercial loans?
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Our award-winning Digital Business Lending Platform can originate loans in your market 24/7. Members or staff can use the platform to assist with the origination of loans. We also have a loan participation program that regularly places client-originated loans within our network.
Can you help with underwriting business loans?
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Lucro has over 25 underwriters analyzing loans for our partners. Experience ranges from 5-30 years with varied backgrounds from commercial bank management to bank examiner. We will assign the right skill set to your loan request based on dollar exposure and credit risk. Very few CUSO’s can match the breadth and depth of our staff. Learn more about our underwriting services here.
Can you prepare our commercial loan closing documents?
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Our documentation area has seven specialists that prepare commercial loan documents compliant in all 50 states using Wolters Kluwer's Compliance One software. As licensed users, our clients have a $1,000,000 compliance guarantee from Wolters Kluwer. Learn more about our document prep services here.
Do you help with regulatory issues?
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A few of our clients have come to us with this problem. They had deficiencies in their underwriting, documentation or servicing that caused issues with a state or federal exam. We will put a plan in place to review and re-document some or all of your loans that should provide immediate relief with your regulators. Once the problems are resolved, our ongoing service should minimize issues with future exams.

Thrive Together Conference

Join us as we connect the nation’s foremost business leaders to help credit unions and community banks reach new heights in commercial business lending. If you're interested in learning more about best practices for improving efficiencies and member service, join us in Boston in 2023!

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Join Our Growing Team of Experts

Lucro is a service organization started in 2003 with a desire to help credit unions and community lenders thrive by maximizing one of their most lucrative lines of business… commercial services.

Join Our Team