Underwriting

Commercial Loan Underwriting –
It’s What We Do!

Lucro was built on Underwriting. Nearly 20 years ago we formed Lucro as a CUSO to support credit unions with centralized underwriting of commercial loans. To date we have underwritten billions of dollars of commercial loans for credit unions and community banks nationwide.

Our team of underwriting professionals include commercial banking analysts, lenders, regulators and C-Suite employees. The team consistently produces industry-leading delinquency and charge-off results for our client institutions. We are laser-focused on speed and accuracy to help our clients compete.

Timely and Accurate

green check mark

Service standard of 3-5 day turnaround on non-complex new $ requests

green check mark

Complete credit package ready for CU decisioning

green check mark

Regulatory compliant

Man and woman smiling and using a computer in a bright office.

Group of young people having a meeting in a bright, modern office

Outstanding Team

green check mark

25 Professional Underwriters most with over 20 years’ experience

green check mark

Extensive banking experience - Senior Credit, SVP Lending, Regulatory, C-Suite

green check mark

Broad range of experience with all industries and product types

Client Results

green check mark

We enjoy very long relationships with most clients $20 million to $10 billion + in assets

green check mark

Industry-leading performance results in delinquency and charge-offs (published regularly)

green check mark

Excellent relationship with State and Federal regulators

Two business men shaking hands.

Contact Us

Get in touch

Complete the form below and a Lucro representative will contact you within two business days.

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form. Please try again or give us a call.