
Underwriting
Unlock your institution potential with two decades of underwriting mastery
Founded over 20 years ago, Lucro specializes in centralized underwriting for commercial loans, empowering credit unions nationwide.
Outstanding team
Our team of commercial lending professionals consist of career analysts, lenders, regulators, and C-Suite employees.
Quick turnaround
We prioritize speed and precision to support our clients, giving them a competitive advantage.
Intelligent recommendations
We specialize in delivering a comprehensive credit package, streamlining credit union decision-making, and maintaining rigorous regulatory compliance.
Discover how Lucro elevates your team's work quality

Without Lucro
Risk of delayed and incomplete underwriting
In-house teams may lack the depth of experience
Navigating the regulatory environment alone is challenging
Fixed costs

With Lucro
3-5 day turnaround, complete credit packages, and regulatory compliance
Professional Underwriters with extensive experience in diverse industries
Network with our diverse credit union partners and always know the regulatory hot buttons
Variable costs
Building strong client bonds, achieving industry-leading performance
Fostering long-term relationships with clients ranging from $20 million to $10+ billion in assets, we consistently deliver industry-leading performance, evidenced by regularly published results for delinquency and charge-offs. Our strong relationships extend to maintaining excellent rapport with State and Federal regulators.

Commercial loan underwriting:
It’s what we do!
To date we have underwritten billions of dollars of commercial loans for credit unions nationwide.
Let us do the heavy lifting
Unlock your institution's potential with Lucro's underwriting expertise.




