What we do Our team of dedicated and knowledgeable business lending experts thrive at assisting financial institutions. Whether it's support with underwriting, servicing, and documentation services for loans, or developing commercial lending policies and procedures, we pride ourselves in helping your financial institution get the most out of your portfolio.

New to business lending? We've got that covered, too! We offer a business-ready, start-up package that allows credit unions and community lenders to enter the business marketplace quickly and successfully. This package provides sample policies, staff training, and underwriting services designed to meet policy requirements. As a result, financial institutions partnering with Lucro have the infrastructure necessary for meeting regulatory requirements and plenty of operational support.

We know the value of your time. And time is money. Our approach frees your internal resources to focus on growing a sustainable business services program. By centralizing credit analysis, underwriting, credit policy, and back-office support, Lucro offers the tools and operational expertise needed at a fraction of the cost of starting a program independently.


Business Lending Center℠

Introducing the Digital Business Lending Center, a new online application portal that allows credit unions and community lenders to cost-effectively originate small business loans and compete with online lenders. With this easy-to-use, 24/7 tool, borrowers are guided step-by-step through the application process and can upload any required loan documentation themselves. In just a few minutes, the portal transmits the completed application to Lucro for expedited processing. Lucro will provide a condensed-format credit memo complete with recommendation and risk rating for you to decision the loans. We can take the loan application process from 30 hours to 30 minutes.

Learn more here 



Lucro has dedicated underwriters with decades of experience analyzing loans for partners. Our experts know the industry inside and out with various backgrounds in banking including commercial bank management to bank examiner. You’ll work with underwriters with experience and the necessary skill set to match your program.  

Document Prep

No one likes paperwork...except for our operations team! Consisting of specialists who are committed to preparing loan docs for partners, the Lucro team will guide lenders from start to finish with industry standard best-practices compliant in all 50 states.  

Loan Servicing

Soup to nuts. Start to finish. Don’t have the internal systems in place to manage commercial loans or participations? Lucro can help create an entire servicing program customized to your needs. From full loan servicing, to billing and payment collection, Lucro will develop a plan suitable to solve any loan servicing need.  



Loans Underwritten
Amount Underwritten
Loan Docs Prepped
Loan Totals for Docs Prepped

3692 Coolidge Ct
Tallahassee, FL 32311

(888) 627-7881