2019 Thrive Conference


  • What: Lucro's 2019 Thrive Conference
  • When: October 7th through 9th, 2019
  • Where: Hotel Viking in Newport, RI
  • Budget: $400/person for registration plus $219/night for hotel. Does not include travel costs. 
  • Use promo code: COWORKER to save 10% on multiple registrations 

Registration Now Open


Reserve Your Room


Tentative Agenda

Monday, October 7th
Check-in begins at 3 p.m.

Follow lobby signs for conference check-in.

Make plans to meet up with other conference attendees at the Opening Reception on Monday evening. Take in the beautiful views of Newport while sipping a beer or glass of wine at the Hotel Viking’s Rooftop bar.

Tuesday, October 8th
Starts at 8 a.m.

Jack Hubbard -  Chief Experience Officer – St. Myer & Hubbard

His humorous style and street savvy approach have taken him to 49 states where he has served as keynote and breakout presenter for state and national banking associations. Hubbard returned in 2017 for his 32nd year as an award-winning faculty member of ABA’s School of Bank Marketing and Management. He has since retired from that school. He has instructed at ABA’s Stonier Graduate School of Banking for 17 years. He is a popular, 5-year teacher at Graduate School of Banking in Madison, WI.

Cristian deRitis

Cristian deRitis is a senior director at Moody's Analytics, where he develops econometric credit models for a variety of asset classes. His regular analysis and commentary on credit, housing, mortgage markets, financial regulatory reform, and the broader economy appear on the firm's Economy.com website and in other publications. He is regularly quoted in publications such as the Wall Street Journal and New York Times for his views on the economy and consumer credit markets. 

Before joining the Moody Analytics West Chester, PA operation, Cristian worked for Fannie Mae and taught at Johns Hopkins University. He received his Ph.D. in economics from Johns Hopkins University and is named on two U.S. patents for credit modeling techniques. 

Gail Alofsin

As an Author, Keynote Speaker, Workshop Leader and University Professor, Gail shares her brand of positivity and living life to the fullest. Her energetic, engaging, educational and inspirational presentations, focused on leadership, time management and career excellence have been shared throughout the nation and internationally at corporations, universities, conferences, workshops, and webinars. Clients include; Amica Mutual Insurance, Hasbro, Biogen, Southwest Airlines,  State Street Bank, , Blue Cross/Blue Shield, US Army, Brown University, Panera Bread, Sinclair Communications Cox Communications (national & local), MGM Grand, Marriott Corporation (international and local) 

Tuesday afternoon, get ready to go on a New England adventure!  Plan to enjoy a sunset sail with a reception on the Schooner Aurora. With her signature faded Nantucket-red sails, the Schooner Aurora will take you back to a time reminiscent of the "Tall Ships Era". You will view the beautiful scenery of the Narragansett Bay and after sailing, you will dock and enjoy the evening at Regatta Place with dinner and live music. *Separate cost.

Wednesday, October 9th
Starts at 8 a.m.

Heather Bosenko - Lucro Commercial Solutions

Lucro will unveil Digital Lending Center V2 – an in-depth look at our new Digital Application Portal where your members and prospects can apply for a business loan 24/7. New features include CU branding and messaging, CU credit metrics and self serve automated real-time credit memos on score only transactions. 

Experts at URES  and Lucro will guide you through the regulatory changes and share best practices on how to speed your time to closing and reduce your expense.

Lucro Partner Credit Unions will discuss best practices and exam experiences with Independent Portfolio Review professionals. Improve your risk culture and exam experiences with practical advice and takeaways to make your credit administration process more effective.

Expert advice from a 40+ year insider will increase your knowledge of risks associated with the industry and guidance on how to evaluate new requests and manage existing exposure.

Increase your approval ratio and maximize your pipeline potential with practical tools and hands-on training to better triage loan requests and determine if a loan should move to underwriting.

Hear directly from the Regulators. What is going well and what to expect in future exams.